BENEFITS OF SENDING MONEY WITH A SMART-TRANSFER CARD

There are tangible benefits with using Transcard to send remittances to your friends or relatives living overseas.

Convenience at the sending locations
Customers have several convenient methods to initiate remittances.

* Over the Internet: You can initiate remittances directly from the comfort of your home by simply going into the Transcard website, logging in as a cardholder and request a funds transfer from your sender's account into the beneficiary card in Cuba or by specifying the name of the beneficiary outside Cuba.

* Over the Phone: You can initiate remittances by dialing the 1-800-724 5685 and request the customer service representative to execute a funds transfer from your sender's account into the beneficiary card in Cuba or by specifying the name of the beneficiary in any other supported country.

* In person: You can initiate remittances by going in person to any of the authorized merchants and agencies.

* By mail: You can initiate remittances by sending a money order to Transcard along with a transfer request specifying the beneficiary card in Cuba or by specifying the name of the beneficiary in any other supported country.
Convenience at the receiving locations
Customers have several convenient methods to receive money remittances.

* Convenience at the receiving locations: Customers have several convenient methods to receive remittances.

* Through the TRAN$CARD domestic card in Cuba: The beneficiary will have the opportunity to use the card at any of more than 6,000 locations through Cuba to pay for goods and service or to obtain cash advances.

* Cash or bank deposits in the other supported countries: The beneficiary will have the opportunity to obtain the money at more than 400 locations through Central and South America.

* Direct Bank or Visaelectron account deposits: The beneficiary will have the opportunity to have the money deposited at any authorized Bank or Visaelectron account, meaning they can extract the funds through the local ATM network or to make purchases through the local debit card network.

Security of Information and Balances
All remittance transmissions are performed over a very secure platform supported by leading-edge security and encryption technology further protect customer information.

For cards such as the domestic TRAN$CARD card or the Amigo Travel Card, the balance of the cards are not kept in the card as such but rather in the Transcard system. So if the card is lost the balance is still not accessible.

Reliability and Dependability
Transcard's has earned a well-respected reputation of reliability by focusing on providing customers with competitive rates, value added, cost effective, and technologically superior services.

Self-Administration and Control
Transcard allows the depositor to control when a money transfer is sent, the amount of the transfer and to whom the transfer is made. The cardholder then controls the flow of the funds, by either choosing to withdraw the funds transferred, or using the card to make purchases at the numerous points of sale locations throughout Cuba.