About The Program

SMART-TRANSFER® is a financial management program uniquely designed to allow its members to manage, at their own convenience, funds designated for family remittances to best of class payout partners in Latin America and the Caribbean. The SMART-TRANSFER® program provides 24-hour access for account management and fund transfers through the INTERNET.

Please note that Smart-Transfer® is only intended for those individuals who send the money (REMITTERS). Individuals receiving the Money (BENEFICIARIES) do not need to have or apply for a Smart-Transfer® card/account. If your beneficiary resides in Cuba they will continue to receive your family remittances on a Transcard. For those individuals receiving the money at any other country in our remittance service destinations, we request specific information according to the country and the type of service available. For more information call us at 1-800-724-5685 or 416-840-1466.

Currently, the Smart Transfer account is denominated in Canadian and American Dollars

IMPORTANT NOTE
Regardless of the account currency you have chosen, we will accept funds to your Smart-Transfer account in any major international currency. The funds made available to you in your Smart-Transfer account will be subjected to all exchange rates and the balance will reflect that.

However, all transactions conducted from your Smart-Transfer account to any of our available destinations are conducted in American Dollars (USD), Canadian Dollars (CAD) or Euros (€). Transactions destined to Cuba are converted to CAD and then Cuban Convertible Pesos (CUC).

In addition to the current benefits and privileges that our SMART-TRANSFER® offers, we plan to add more features to our program such as: Canadian and USA Bill Payments, Discount & Loyalty Program, ATM & POS transactions.

Why become a SMART-TRANSFER® member?

As a SMART-TRANSFER® member, you will:

• Do everything from the comfort of your home. Be able to conduct safe money remittance 24/7.
• Enjoy a 10% discount off of our excellent [fees] for family remittance services (Option only available for web-users).
• Have the flexibility to [assign funds to your card], using our convenient payment methods and location across Canada and Overseas.
• Have world-class bilingual (English & Spanish) customer service support.

Is there any cost involve becoming a SMART-TRANSFER® member?

The SMART-TRANSFER® membership is FREE!!!!

Other reasons why Smart Transfer is the best choice:

RELIABILITY
• Completely safe.
• Easy to use.
• Guarantee of delivery and availability of funds.
• Easy account management and control.
• Always available.
• Information is always safe and confidential.
• Program supported by an established company.

VALUE
• Lower rates.
• No hidden costs.
• No additional costs or fees for the beneficiary.
• Several payment options… The choice is yours.
• Discounts on remittance pricing.

Aren’t those enough reasons to become a SMART-TRANSFER® member? Join Today!

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